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Commercial Property

Commercial property insurance is an essential coverage for business owners, especially when running a home-based business. It helps protect the owned or rented property that you use to operate your business, such as your:
 
  • Building
  • Equipment
  • Tools
  • Inventory
  • Furniture
  • Personal property

General Liability

General & Professional Liability can help cover your business while performing normal operations. Coverages include:

 

  • Physical injury liability
  • Property damage liability
  • Lawsuits costs for covered losses
  • Mistakes or advice your company makes in business
  • Legal defense costs
  • Services completed

Worker's Comp

This coverage is mandatory if your business has employees. Workers’ comp covers a business’ employees if they’re injured at work. In general, policies cover: 

  • Lost wages
  • Medical expenses
  • Rehabilitation expenses

Malpractice

This type of insurance comes in handy if your business:

 

  • Is mandated by your state to carry this form of coverage
  • Is required by your hospital, clinic or medical services company
  • If you and/or your business interact(s) with patients

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