Worker’s Compensation Insurance

Worker’s compensation Insurance is a coverage held by an employer that provides benefits to workers injured on the job. You want to make sure your business is protected, and following the Florida Worker’s comp Insurance laws.. At Delgado Insurance, we have the knowledge and insurance carriers to provide worker’s comp insurance to your business.

Worker’s compensation protects employees who are injured on the job and protects the employer from legal action from their injured employee. It’s purpose is to ensure employees who are injured or disabled on the job are provided with fixed monetary benefits, and eliminating the need for litigation against their employer.

By law with the state of Florida, a construction business who hires their first employee is responsible to obtain worker’s comp insurance.  A non-construction business who hires their fourth employee is responsible to obtain worker’s insurance as well. 

Work-related injuries include:

  • Single accident
  • Long-term injury
  • Stress-related illness
  • Disease or illness due to various exposures
  • Aggravation of a pre-existing injury or condition

Get a Worker’s Comp Quote!